Monthly Income Scheme (MIS)
Monthly
Scheme
Our Fixed Deposit MIS scheme allows you to invest a lump sum amount and receive a fixed monthly income through attractive interest rates. The interest earned on your deposit is paid out every month during the chosen tenure, while your principal amount remains सुरक्षित and is returned in full at maturity.
This scheme is ideal for generating a steady monthly income from your long-term savings.
Steady Returns • Planned Savings
Monthly Income Scheme (MIS)
Choose a deposit plan and receive interest income every month.
Interest Rates on MIS
Explore the available tenure
| Period | Rate of Interest (p.a.) |
|---|---|
| 12 Months | 10% |
| 24 Months | 11% |
| 36 Months & Above | 12% |
12 Months10% p.a.
| Deposit | Monthly Income | Maturity Amount |
|---|---|---|
| ₹50,000 | ₹416 | ₹50,000 |
| ₹1,00,000 | ₹833 | ₹1,00,000 |
| ₹5,00,000 | ₹4,166 | ₹5,00,000 |
| ₹7,00,000 | ₹5,833 | ₹7,00,000 |
| ₹10,00,000 | ₹8,333 | ₹10,00,000 |
36 Months12% p.a.
| Deposit | Monthly Income | Maturity Amount |
|---|---|---|
| ₹50,000 | ₹500 | ₹50,000 |
| ₹1,00,000 | ₹1,000 | ₹1,00,000 |
| ₹5,00,000 | ₹5,000 | ₹5,00,000 |
| ₹7,00,000 | ₹7,000 | ₹7,00,000 |
| ₹10,00,000 | ₹10,000 | ₹10,00,000 |
Important Information
The minimum tenure for the MIS scheme is 3 years (36 months). The maximum tenure has no limit.
Simple interest rates shall be applied. Please confirm scheme terms and payout details with the Society before investing.
Eligibility
The applicant must be a member of the Society. Contact the Society for membership information.
Minimum Deposit
Minimum deposit: ₹50,000/- and further deposits in multiples of ₹100/-.
Nomination
Nomination facility is available. Please contact the Society for applicable details.
Monthly Income
Interest on the deposit is disbursed monthly as per the applicable scheme terms.
TDS Information
The reference material mentions a TDS benefit. Please confirm current tax treatment with the Society or a tax professional.